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Key man Insurance

People are your most important asset. Key person cover can help to ensure your business’s financial position is not adversely affected should the worst happen.

The purpose of key person cover is to make sure that the business is not unduly financially affected by the unforeseen death or disability of a key person in the business. Usually a key person is essential to the performance and on-going profitability of the business and is an arm’s length employee, director or contractor, who either:

  • possesses proven knowledge and/or experience in a specified field of expertise;
  • performs important tasks or processes; and/or
  • has valuable personal and/or business contacts.