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Income Protection Insurance

We take some of the best things in life for granted. The ability to earn an income can be one of them. It’s just work, right? But it’s probably your most valuable asset. So how would you feel if it was lost or taken away?

No one can afford to be off work for long periods because of an accident or illness so it is important that the correct income protection policy is in place. Even if you have workers compensation cover it will not cover accidents outside work hours or illness not related to work.

It is vital to get the right advice and also to have an insurance professional on your side at time of claim.

2.6 million Australians aged under 65 are living with a physical disability

If you can’t work and earn an income because you’re sick or injured, mounting debts can cause stress that makes recovery even more difficult. How long could you afford to cover your expenses without draining your savings? If you’re like most Australians, not long at all. That’s where Income Protection Cover can help, providing a replacement income to help you and your family meet the cost of living if this happens to you.

AIHW (2008) Australia’s health 2008, Cat. no. AUS 99, Canberra